My Minnesota Payday

Before we can give you a loan, we'll need to get your bank account information. This is because we do transfer our loans directly to your bank account, unlike most lenders that give you cash or write you a check.

After you submit your bank details we'll verify them by getting you to install and run our screen capture tool. Once it is running, navigate to your online banking site and log in. Your communication is direct to your bank and we do not store any of your credentials. Simply pull up the past 31 days of transactions and hit the capture button on the upper right corner of the screen.

We'll process your application in around fifteen minutes and let you know as soon as we've decided.

Payday loans aren't designed to be a solution to large financial problems. Partly due to this, we can't lend more than $350 and we further restrict loans to less than 50% of your take home pay.

Just because you can go to multiple lenders and take out several loans at once doesn't mean that you should. In fact, if you are contemplating using multiple payday lenders at once you should consider your borrowing plans.

Your goal should be to end your financial crisis. If you have more outstanding loans than you can pay back at the end of their term, then you've just traded one financial crisis for another.

Don't use a payday loan to pay for things that you can easily put off until next week. You're probably paying more than you should. They are only realistically beneficial when they are taking care of a problem that would have serious ramifications.